International investments can stabilize our wealth, especially
when the US dollar falls. The nature of our universe is
expansion through blending. This expansion in economics
is expressed by the growth of the global community. This
is a part of the existence of nature and as such is good.
However nature’s growth is uneven so wise investors
continually look for distortions and trends caused by this
There is though one critical way many investors and financial
planners err. They focus too much on numbers and ignore
the most important component of investing success, desire.
We human beings are powerful dream manifesting machines.
When we learn to turn on our creative switch, we are unstoppable.
We should be really thankful for this fact. We can literally
create universes! Here is the crunch. The key that unlocks
the success machine within is desire!
This powerful tool of desire, that we all possess, does
not work in abstract. Numbers are a very evolved form of
abstract and the essential part of our creative process
does not fixate on gaining something as mushy as getting
12% or 14% or 100% per annum. Numbers are drab artificial
figments of our mind that our hearts (wisely) choose to
ignore. Our creative juices are blended from the vibrant
vibrations of our sense. The lively sights, sounds, tastes,
smells and feels are the fuels for manifestation of our
goals. These five senses are like powerful horses that
pull us to success. Their driver is desire.
Our creative process works on things and emotions! So
when Merri and I invest it is not to make an extra 5% or
to beat some bell wether stock or currency index or whatever.
We invest for a manifestation. We invest to buy a new car
or build a new house or lease a jet or take our family
on a vacation….something exciting. In short we picture
what we want the money to do. We measure our portfolio’s
success in terms of what our profits do….not on
Typical investor thinking is to buy investments
very low and sell them at their very highest price. They
want to make the highest possible percentage return. This
leaves the investor wanting. When the market goes, they
want to have invested sooner. If an investment drops, they
want to have sold sooner. If they sell an investment that
keeps going up, they want to have held longer.
This process is devoid of fun, satisfaction, gratification
and all the things that really make us tick.
Vestments are defined in the dictionary
as garments, especially robes worn to show rank or office.
So what is an investment, a fashionable robe that we can
talk about? “Hey I
made 12% last year. How about you?” For most investors
this is just what their investments are, until their portfolios
tank. Then they stop talking. Investments need to be something
more than ideas to talk about, to worry over and to be
sorry for when they rise or fall. Your investments need
to do something for you that to you is real. Your investments
need to perk up your desires! Our financial energies should
be cemented in concrete, tangible worthwhile goals!
Merri and I are happy exiting an investment
when it has achieved our goal. Years ago we had a mortgage
and we made some investments we thought would help pay
it off. Every day as it rose we ticked off the reduction
in what we owed. The day we had enough for the pay off
there was no question what to do. We did not ask, “Should we hold or sell?” Nor
did we think “Wow this is really rising should we
invest more or just sell part? The answer was a slam dunk.
Sell and pay that darn loan off! We felt really good taking
that check into the mortgage co.
If we want a new car and have an investment
that has risen enough, we are delighted. For example, I
am thankful for Jyske Bank. An investment in Jyske shares
rose so much I was able to sell just a tiny portion to
buy a new Honda. We were not upset when the shares we still
held rose even more! We just thank the bank’s management
each day (for doing such a good job) when we get in the
car. By the way we never look at the price of new cars
once we have bought either.
Two motivators in our manifestation process are our desires
for freedom and time. We invest to have years of time when
we can work at exactly what we want, when we choose. We
know what it costs to live for a year so we invest to make
enough for a year of that freedom. When we make a year
of living, we take the profit and try to lock it away.
This is the harder part because of inflation. Inflation
robs purchasing power so what we can live on today may
not be enough next year.
One way to overcome this is to always
have a backup business. Inflation robs fixed income and
salaries. Businesses by their nature must profit so are
somewhat impervious to inflation. This brings us to an
idea that’s also
a health tip.
Until next message, good investing and
health to you.